Low Country Harley-Davidson®
4707 Dorchester Road
Charleston, SC 29405
Phone: (843) 554-1847
Fax: (843) 554-1868

Harley-Davidson® Financing

Our motorcycles are tough... Financing them shouldn't be.

Get a Finanacing Quote

Stick with a company you know and trust. We are the motorcycle experts, so naturally Harley-Davidson® Credit finances more motorcycle loans than any other lender. Harley-Davidson® Credit offers the most convenient financing program available for your new or used Harley-Davidson. With just a 10% down payment (15% for model years 1903-1990) and approved credit, you can arrange financing through Low Country Harley-Davidson® in about an hour.

Our program is flexible, with terms up to 84 months. And because we ride too, and know you need to protect both yourself and the value of your bike, you can finance Harley-Davidson's Motorcycle Insurance and Extended Service Plan along with your loan. We'll even finance up to $1,000 in MotorClothes® apparel, accessories, gifts, and collectibles. By including these necessary items in your Harley-Davidson® Credit loan, you pay only pennies a day.

You can't predict an illness or accident. But with Harley-Davidson® Protection Plans, you can prepare for them.

Both the Credit Life & Disability and the GAP Program provide a time-honored extra measure of protection against the unpredicted pitfalls that can happen any time. They bring certainty to an uncertain world.

Debt Protection Plan

If times get tough, could you ride it out? With the Harley-Davidson® Financial Services Debt Protection Plan you could! The Debt Protection Plan protects you in several valuable ways.

  • Involuntary Unemployment - If you lose your job, this plan will go to work for you. After just 30 days of unemployment, you will be eligible to have your monthly loan payment cancelled, up to $1,000 per month for up to six months.
  • Disability Protection -This benefit ensures your monthly motorcycle loan payment will be cancelled if you are unable to work due to an illness or accident that occurs either on or off the job. This benefit kicks in after 30 days and pays up to $1,000 per month for up to six monthss per occurence.
  • Accidental Loss of Life - The plan benefit may cancel your loan up to $50,000 should you die from an accident. You can even choose to cover your co-borrower with this protection.

In the case of premature death, the Credit Life Insurance pays your motorcycle loan debt. Which means your loved ones will have one less thing to deal with. With both plans, you only purchase the exact amount of coverage you need.

No physical exam is necessary to get coverage. Just answer a couple questions, sign up and the low cost protection can be included in your loan payment—easy and affordable peace of mind.

GAP Plus Program

For many Harley-Davidson® owners, if their motorcycle is stolen and never recovered, chances are they will have to pay the “gap” between their insurance company payment and the loan payment. Often H-D owners assume that their primary insurance will cover any loss related to their bike. In reality, the actual cash value that an insurance company places on your bike may be substantially less than the outstanding balance on your loan. Especially if you have a 48-month or longer loan term, put less than 20 percent down or financed accessories into your loan. Who pays the difference or the “gap” between your insurance company and your loan payoff? You do!

GAP Example

That’s why we offer the Harley-Davidson® GAP. It’s designed to cover the difference between the loan payoff and your primary insurance company settlement, up to $100,000. In most cases your deductible and loan balance will be paid in full, allowing you to purchase another Harley-Davidson® motorcycle. All for a small monthly fee that can be added to your motorcycle loan.

See your authorized Harley-Davidson® dealer for more information on Harley-Davidson® Protection Plans.

If you've decided you want to finance your new Harley-Davidson® motorcycle, you're not alone. Seventy percent of motorcyclists finance their bikes. With a minimum down payment and approved credit, you can arrange Harley-Davidson® Credit financing with us and get out on the road a few hours after picking out your bike.

Plus, you can add in all your parts and accessories, MotorClothes® apparel, the Harley-Davidson® Extended Service Plan, Cycle Insurance and more. You'll have everything you need, and you only have to make one monthly payment.

And because we finance more Harley® motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That's why we make it easy.

Apply Now

Talk to Low Country Harley-Davidson®about financing your bike with Harley-Davidson® Credit, and get out on the road today. To download a Harley-Davidson® Credit Application, click here. Print it, fill it out, and bring it in or fax it to (843) 554-1868.

Get a Finanacing Quote

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